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Sunday, November 25, 2007

The Ingredients Of Information Marketing Business

Information Marketing is a great business and for good reason. With an information marketing business it is easy to generate millions of dollars with some simple websites and solid marketing. Examples of successful information marketers come in all shapes and sizes - from sole practitioners like Yanik Silver to major media corporations like The Wall Street Journal and Amazon.com.

Information comes in many forms ebooks, newsletters, websites, CDs, videos, podcasts, and teleseminars, just to name a few. The one thing all of these have in common is that you are generating information and someone is paying you for that information. With these two ingredients, you are instantly in the information marketing business.

Here are 8 quick reasons why information marketing is a great business:

No competition. Your expertise is just that your expertise. No one sees topics and presents the material the way you do. While there may not be any totally untapped market niches, there is no one else doing things the way you would.

Huge profit margins. Information costs very little to produce and can be sold for several times the cost of production.

Do the work once and get paid over and over and over. Information can be static or updated regularly thats up to you but the bottom line is that you can create the information and continue to generate revenue from it. For example, Yanik Silvers first e-book, Instant Sales Letters, published in 2000 has generated $200,000 per year and he hasnt changed the document for six years.

Work from anywhere you want because the information is largely generated from the space between your ears you can do this anywhere, anytime. As long as you can have an Internet connection you can work.

Business works on autopilot. When setting up the business you need to plan for how you will handle all the back-office functions such as fulfillment company, transaction processing, customer relations etc. Once these functions are developed and up and running they can essentially work on autopilot coordinating many of these administrative functions for you.

No need for employees. Because so many of the administrative functions can be outsourced, information marketing is a great business for a sole practitioner or a couple. There is no need to hire employees and invest in capital equipment.

Very low start-up costs. An information business can get started with as little as a couple hundred bucks and your time. While your time is extremely valuable and should be counted, the capital needed to start an information marketing business is very minimal, which makes it an easy

Quick to start the business. With just one information product, you can start an information marketing business very quickly with a simple 2-page website to sell and market products and then you can grow the business from there.

When starting an information marketing business, you need to develop the content, a marketing strategy and then continually think of other products and even derivative products from your existing material to expand your product line. With effort, patience and marketing savvy you will quickly find yourself lapping up success as an information marketer.

Natalie Judd is a 20-year PR & marketing veteran and is principal of Big Voice Communiations and co-founder of Internet Master Series, the central place for the greatest internet marketing minds. More at http://www.InternetMasterSeries.com.Mortgage Leads

Private Student LoanGives Wings to High Dreams

It is not possible that everyone may get the financial benefits of governments scholarship policies and plans. And, it does not mean that those who wish to avail higher education may have not to face the burnt. The lending authority has equipped various lenders across the country with the provision of private student loan. This loan is a great way to finance the education of any student that needs financial help. The requirement of private student loan is usually less strict and has affordable repayment options for young professionals.

Indeed, private student loan has their advantages. There is no application deadlines, rather prospects that are enrolled halftime or more, or are planning to enrol halftime or more, at any accredited higher educational institutions may apply at any time. More so, private aid is awarded not on need- based criteria like governmental aid, rather on creditworthiness.

A reputable private loan source purport, private student loan is only valuable when filling the gap between total college expenses and a borrowers awarded financial aid. To use private student loan as substitution to governmental aid, rather than a supplement is short-sighted on the part of the borrower. Researching affordable methods of securing college financial aid is a short-term investment of time for a long-term return.

The private student loan gives the following benefits:

* A student who is 18 years or above in age, can apply for a private student loan.

* Most of the private student loan is deferred for repayment until the student completes the education or leaves the school.

* Private student loan can be used not only to pay the fees but also for lab fees, dues for associations and housing.

* A student can have an educational loan even though the tuition is covered by a grant.

It is not difficult to find a right lender for private student loan, because most of the financial institutions offer some form of private student loan. Always take the time to investigate lenders in your immediate area and find out exactly what kind of loan they offer. Compare the different loan quotes, and terms and conditions to get the best offer available for private student loan. And, give your dreams with the flying wings to achieve your aspirations.

Richie Morgan is offering loan advice for quite some time. Apply For Online Loan has a vast network of lenders who provide loans to the borrowers at lower APR. To find private student loan, online loan, unsecured online loan, payday loan online, easy online loan, personal loan online visit http://www.applyforonlineloan.co.uk/

Considerations Before Filing Bankruptcy

Financial difficulties can occur in anyones life. When you think financial difficulties are more than you can handle, dont let bankruptcy become your first thought. Bankruptcy should be considered as a last resort, not just the first thing that pops into your head when the going gets tough. Instead, consider these options.

One of the first steps in avoiding bankruptcy is to make budget. If you have laid out a plan for your incoming money, you will be less likely to spend it on unnecessary items. You will therefore make the money last longer and work harder for you. Setting up a budget is crucial to help regain control over your finances. If you already have a budget setup, review it ruthlessly and start cutting wherever and whatever you can so you can return to profitability.

Another option to bankruptcy is to consider exactly what your debt is. Perhaps you have purchased a home that is more than you can afford or maybe you have too much vehicle debt. If either of these is true, you may need to consider downsizing. If you are paying out more than 40% of your income on a house loan, it is definitely time to consider selling your house and buying a less expensive one. The same applies to vehicles -- maybe this is not the time to be making payments on a Lexus when payments or paying off a late-model Toyota or Chevy makes more financial sense to keep more money in your pocket and your creditor's pockets each month.

Not only do you need to consider what type of debt you have, you also need to consider what items you can sell to increase your savings. Often, selling items you no longer use can help with the month to month struggles you might be experiencing. Maybe you have a lot of old books or CDs laying around that you no longer use. Selling off a few unwanted items can help free you from some financial burdens.

We have all heard this time and time again. But, if you are having financial hardship, cut up your credit cards. Under no circumstances should you use a credit card, not even the one you have set aside for emergencies. It is possible that you truly only use your credit card for emergencies. But in a time of financial difficulties, your view of what constitutes an emergency could change. Without access to a credit card, the need to fix the air conditioner on your car doesnt seem so dire.

Even though you need to cut up your credit cards and not use them anymore, you still need to find a way to pay for them. Begin by moving all of your credit card debt to the card with the lowest interest rate. If all of your credit cards carry a high interest rate, try negotiating with the companies to see if they can lower your rate. Very frequently, credit card companies are willing to work with you by lowering your interest rate and even allowing you to skip a payment, because they know that if you do end up declaring bankruptcy, it is very likely that they will only see pennies on the dollar.

Another option to avoid bankruptcy is to increase your income. Although this may seem very obvious to some, it is often overlooked. Cutting back on your expenses may not be enough. Therefore, working overtime or getting a second job may be the only viable option. Try delivering pizzas, mowing lawns or painting houses. If you are good with computers, there is frequentlyh a need in most areas for someone who will fix computers or even do in-home teaching of computer basics to novices. Any extra money you can bring in each month can go straight towards your current debt.

When drowning in debt, bankruptcy doesnt have to be your only alternative. There are many viable options that should be looked into. So, before filing bankruptcy, be sure to exhaust all other options. Remember, a bankruptcy filing stays on your credit report for 7 years and is as visible as a sore thumb when you apply for new credit, even when things return to a positive cash flow situation, so you definitely want to only consider bankruptcy as a LAST resort when all other options have not worked out.

Jon is a computer engineer who maintains many websites to pass along his knowledge and findings. You can read more about Bankruptcy, Bankruptcy Law, Bankruptcy Attorneys, and Bankruptcy Alternatives at his web site at http://www.bankruptcy-data.com/.Mortgage Leads

Mystery of the Soul Part 2

RELIGIOUS BELIEFS

When we speak of religious beliefs we mean its theological tenets. Christianity and Islam share common ideas and beliefs having their roots in a common source--Judaism. This religion in turn derived many of its doctrines and beliefs from the Persians, Egyptians, Babylonians, Chaldeans, and the Sumerians. Perhaps it would be true to say that almost every religion is syncretic, though they may try very hard to cover this up.

Eastern religions such as Buddhism and Taoism are more mystical in nature and differ greatly from the Semitic religions in many basic principles; Hinduism comprising of many philosophical schools of thought, embraces various theological ideas. Some schools of Buddhism teaches that there is no permanent entity called the soul; that what is thought to be the soul is simply a collection of karmic tendencies transmittable from one incarnation to another. Their extreme views are nilhilistic in nature; however, it is doubtful whether this was implied in the teachings of the Buddha. For instance, if there is no Self, then there is also no Gautama Buddha in existence; and yet, prayers are still being directed by the faithful to this exalted being. Fundamentally, although these religions have diverse concepts regarding the soul they all point or refer to the One where all sentient beings originate. All have their own particular name or names for this Source, and all have their personal ideas regarding this Divine Essence.

Theological precepts are often tainted with the frailties of the human ego and intellect and thus offer a poor basis for the study of true religion and its revelations concerning the soul. Nevertheless, we will strive to present its beliefs with as little bias on our part as possible. This section will be brief, for to do justice to the subject would require many pages and go beyond the scope of this work.

In Christian theology it is believed that the soul prior to birth is devoid of any individuality or personality. It is only when God breathes through the nostrils of man that the soul acquires self-consciousness, and is a "living" being--and this condition of being alive is believed to remain with the soul after death. In the Book of Genesis it is recorded that,

"God made man out of the dust of the earth, breathed the breath of life into his nostrils, and made man a living soul." (Gen 2:7)

The phrase "living soul" is equated to the state of being self-conscious. According to this notion unless there is an awareness of the existence of an ego, or a self, a person or being does not truly have a soul. Such a creature is "soulless." A person may be alive imbued with the soul-essence, the life-force, and yet remain soulless, in the sense that it is not self-aware. Some states of insanity may represent beings who are "soulless." While the living soul is associated with the awareness of the ego, immortality is associated with the awareness of the superego, the Higher Self. This idea, though, falls in the province of metaphysical thought.

Basically, theology consider the soul to be a substance implanted in man. It is believed to be an entity divinely created and bestowed upon man when man takes his first breath. Christian theology formulated the idea that man is a divine creation, the highest of all beings, and that the whole universe was created for man alone in support of his existence.

In Christianity the terms "lost souls" or "degraded souls" are often expressed. The moral quality of a person's life is believed to be able to affect the soul. However, from the metaphysical point of view soul-essence is immaculate, perfect, immutable and divine. What may be affected is not its essence but its conscious expression. The consciousness arising from soul essence is that which evolves and strives to reflect the image, archetype or blueprint that God created for man. This is stated emphatically in Genesis; however the statement is often interpreted literally. This blueprint is the image or divine qualities of God. It does not refer to form but to the inner nature of the life-essence.

The Hindus, generally speaking, believe the soul to be an entity that resides in the physical body and is subjected to reincarnation in accord with its karma. The Upanishads says that, "The Supreme Person, of the size of the thumb, dwells forever in the heart of all human beings." Its esoteric wisdom, moreover, tells us that the immaterial man is constituted of various principles each having their own particular function. The highest principle within the microcosm of man is the Atma, or according to others, the Paratman.

In the Bhagavad Gita, the microcosm is represented by Krishna, Arjuna, the carriage, and the horses. Krishna is the Spirit, the highest aspect of man; Arjuna the evolving soul; the carriage the mind; and the horses the senses. Graphically five horses are often represented. They represent the senses of man through which the vital force escapes and runs uncontrolled. In yoga and esoteric practices the senses are subdued so that the vital force may be directed within to awaken the sluggish Arjuna. Krishna is the guide that assists Arjuna in this project.

ANCIENT BELIEFS

As we mentioned before, the belief in the survival of the soul after death goes way back to the earliest development of humankind. Primitive Neanderthal tribes, for instance, would bury food, tools, and weapons along with the corpses of their departed in order to provide them with the bare necessities in the afterlife. This custom still survive in some cultures and is a clear indication that not only is soul survival believed in but that the afterlife as a continuation of the sort of life lived in the physical world is likewise presumed.

Animism was the prevailing belief among prehistoric man. Everything was considered alive and pervaded with a soul-force that even gave inanimate objects a consciousness and an intelligence of some kind. Stars in particular were believed to be souls long dead and living in heaven. To the primitive mind, the sky or firmaments were considered to be heaven, just as hell was thought to lie beneath the earth.

That the soul "resided" and functioned in the physical body, a location was sought for its residence. Some believed the heart to be the organ of the soul, others pointed to the head. Some primitive cultures thought that the blood was the vehicle of the soul--that the blood carried soul-substances to every part of the body. The demon Mephistopheles in a play written by Goethe (1749-1832) declares the blood to be a "curious thing." The belief that the blood is the vehicle of the soul is not without foundation, however. If the soul in this context is considered to be the life-force, prana, chi, or even oxygen, one can only surmise how the primitive mind intuited this scientific fact. Scientifically, it has been noticed that blood-transfusion often causes a temporary change in character in the person receiving the donor's blood. Could it be that blood is impregnated with one's soul-characteristics? As the blood was associated with the soul, many primitive tribes such as the Scythians evolved the custom of drinking the blood of their enemies or victims in order to absorb their courage, strength, power, and abilities. The custom of forming blood-brothers is also based upon the belief in the importance of the blood as related to the soul, and its transcendence over fleshly ties. Members forming blood-brothers would drink the blood of fellow members thus forming a soul-bond overriding the normal flesh-and-blood relationships.

The ancients often depicted the soul as a bird often human headed, perhaps referring to its ability to fly. The Aztecs, ancient Greeks and Egyptians among the many ancient races, for instance, often portrayed the souls of their dead in murals and pottery as a winged bird taking flight from its lifeless corpse. Eagles, hawks, doves, peacocks and phoenixes were often used to represent the soul.

Not only the head, heart, and blood were believed to be the seat of the soul, but likewise the breath. Believing that the breath is associated with the soul and life, the aborigines of Papua New Guinea would breathe through tubes into effigies of their forefathers in order to confer a certain vitality to their departed souls. This is a magical practice based on the law of similarity. Many tribal cultures practiced the placement of obstructions in the nostrils of their dying ones as a last effort to saving their lives. This they believe would effectively prevent the soul from escaping and causing the death of the body.

It is believed among ancient and savage people that the soul being associated with the life force, illnesses or feebleness of the physical body are caused by the escape of the soul from the gross form. In extreme cases the soul force was "captured" by some evil spirit and it was the task of the shaman, the tribal witch-doctor to recapture the soul and restore it to the corporeal body. The ability of the shaman to dissociate his incorporeal aspect from the gross form supposedly facilitated this sort of work.

The Ancients' concept of the soul has evolved throughout the ages, and even now our scientific understanding is constantly in a state of change. Our conceptions regarding the soul is associated with our various notions regarding God. As man evolves so does his awareness of the soul and his Source. Man has formed many ideas regarding the nature of his creator. In this context it can be seen that the phrase, "God creates man, and man creates God" has a basis in truth.

Among the ancient cultures, the Egyptians and Hindus were the most advanced in their understanding of the soul. We in particular refer to their mystics, hierophants, and sages. They regarded man as a microcosm with many aspects, both material and incorporeal, with each aspect having its own function to play in the life and destiny of the soul. Their many teachings live on today in contemporary metaphysico-occult philosophy. The ancient Greek philosophers and sages such as Thales, Plato and Pythagoras derived much of their occult knowledge from these wise priests of the Orient.

SCIENTIFIC VIEWS

Along the scientific vein, certain schools of thought believe the self or ego to be a by-product of a brain function, and yet what gives rise to this function is not known, and only given an educational guess. The section of the brain that "causes" a sense of self is likewise not yet discovered. This concept of the "brain causes consciousness" is fundamentally the viewpoint of the mechanists that sees man as merely a machine. The above concept is flawed, however, because portions of the brain have been known to be destroyed and yet the presence of a sense of self still remained. In the condition known as hydrocephalus, for instance, large sections of the cerebral cortex may be destroyed or missing, being filled instead with cerebro-spinal fluid, and yet individuals suffering from such a condition may lead normal lives without suspecting their blight. They may even have an I.Q. above average.

The mechanists, Freud (1856-1939) among them, claim that our behavioral actions are automatic responses to external stimuli, and that life is a result of the right combination of chemicals derived from food and oxygen. That an animating force exists to vitalize the organism they may concede but this force is looked upon as a physical energy akin to electricity. The mechanistic theory describes how perception takes place through the stimulation of the senses that creates nerve impulses, and how these nerve impulses travel to the sections of the brain related to the senses, and how they form sensations; but the theory does not consider the real perceiver that tries to make sense of the sensations. To mechanists, the perceiver is thought to be one of the functions of the cerebral cortex. In short, the mechanistic concept leaves no room for the existence of the soul. To a mechanist the purported existence of the soul is considered as an absurdity.

If the eminent neuropsychologist Karl Lashley (1890-1958), author of Brain Mechanisms and Intelligence, after years of research could not discover the seat of memory in the brain, how much more difficult would it be to discover the seat of the self or soul--not withstanding Descartes' (1596-1650) assertion that the pineal gland is its locus. This French philosopher and mathematician also declared, "cogito, ergo sum," or "I think, therefore I am" thus implying that the Self arises into existence as a result of thought, or as a function of the mind. Nevertheless, mystics have proved to themselves the possibility of transcending thoughts and yet remaining in existence, and possessing an exalted sense of Self, unified with the Cosmos. The mystic's standpoint is supported by Jean-Paul Sartre (1905-1980), French philosopher and writer. To Sartre, existence does not depend on the functions of the mind, that a being does not exist simply because it thinks. According to Sartre, existence precedes the mind--or thinking.

Rene Descartes' statement is therefore erroneous, or perhaps our interpretation of his statement is wrong. "I think, because I am" would be closer to the truth. In spite of this, Descartes was somewhat accurate in believing that the pineal gland plays an important role in man's occult physiology as we shall see later when we discuss the metaphysical purview.

Mainstream science may disavow the existence of the soul on the pretext of its immateriality, undetected by their instruments; and yet, matter in its actual state in similarly immaterial. This was the proposition of Leibniz (1646-1716), the German philosopher, who considered matter as a manifestation of Mind--"a stupid variety of mind." To explain this graphically, for instance, what we call concrete matter is actually made up of moving molecules. Molecules in turn are made up of whirling atoms, and these are composed of even smaller particles. Should these sub-atomic particles be magnified "nothing" would be found. Matter, is therefore, made up of "emptiness." We may call this void "energy," "mind," or "spirit," but whatever we call it, the fact remains that matter is actually as insubstantial as the soul. If the reality of one is accepted why not the other? The many particles composing matter are filled with this "nothing," or space. Another curious fact is that if we were to remove the space inherent within a human body, for instance, and all the "particles" united, the total compaction would result in a piece of matter no larger than a mite of dust. Leibniz's theory is also paralleled by the thoughts of Ralph Waldo Emerson (1803-1882), the American Trancendentalist. According to Emerson matter is "a phenomenon, not a substance." He also considered the material world to be,

"a divine dream, from which we may presently awake to the glories and certainties of day."

Science informs us that nothing is destroyed. That matter is just energy possessing a certain structure and magnetic-field. It is acknowledged that everything in existence is made up of energy. Now as the existence of consciousness and a sense of self are undeniable, they should be thought of as indestructible as well, for Science has already implied the idea in its equations. So why then does Science not accept the possible existence of disembodied consciousness--the soul?--because it cannot be perceived? Quiet an absurdity, really--even while embodied the Self cannot be seen. Can you see your Self?

From whence does the sense of self-identity come? It seems that mainstream science is still a long way in finding this one out. However, new paradigms are being formulated by open-minded scientists who are now considering the world-view of eastern mystics in conjunction with the new developments and discoveries in the field of physics and psychology. The theories of quantum physics and transpersonal psychology are closing the gap between essential religion and conventional science. Regarding the mystery of the Self in relation to the brain we are reminded of the words of the researcher and scientist George Buletza who said in the Rosicrucian Digest (Sept. 1983) that,

"Rather than the brain producing Self, it is the other way around. The brain is a product of Self, of Being ever striving to be. The brain is the incredibly fine instrument created by Self in the process of expressing its own nature . . ."

It has been observed in many laboratory experiments all over the world that human consciousness reveals an ability to extend itself beyond the boundaries of the brain and body, that somehow it may perceive or influence events at distant places. Such mental activities suggests to some scientific observers that consciousness may exist independent of the corporeal form.

Many branches of science such as physics, psychology, astrophysics, and biology, are investigating the soul, and each has their own particular methods of inquiry. Perhaps the most important branch of science that has been developed in recent times, relatively speaking, is parapsychology.

Parapsychology

Parapsychology is that branch of science that studies the nature of psychic or paranormal phenomena. Its scope of investigation covers a wide range of subjects: for instance, ESP, hauntings, poltergeist activity, Near-Death Experience, Out-of-the-Body Experience, UFOs, Strange Creatures, Weird Phenomena, etc. There are now many institutes investigating, studying, and teaching this branch of science. The word "parapsychologist" is often misunderstood. Many people seem to think that being a parapsychologist is synonymous to being psychic. This is erroneous. A psychic may not be a parapsychologist, and vice versa. A psychic is someone who perceives impressions through higher senses not ordinarily registered by the physical senses. Psychics may not generally understand the impressions that they register, and may simply believe and be fooled by illusions and appearances. A parapsychologist seeks to understand unusual phenomena through scientific analysis, and by using empirical methods with the aid of carefully devised instruments. A mystically inclined metaphysician, on the other-hand, basically strives to understand phenomena with the aid of his intellect, intuition, and other higher faculties. The parapsychologist's basic methods are three-dimensional, the psychic's four-dimensional, and the mystic-metaphysician's, five-dimensional, or even higher.

To illustrate the difference between a paranormal and a metaphysician's understanding of phenomena, we will just illustrate one out of many. As an example, supposing a psychic were to receive impressions of an impending disaster, he would consider it to be truth and proclaim it to others. He would make all sorts of predictions anent the impressions that was registered in his mind. He would consider it as a revelation of God.

The metaphysician on the other hand, knowing Cosmic and natural laws, understands the impressions received to possibly be thought-forms-mind creations of fearful beings. Man radiates thoughts, and these thoughts, perhaps without a basis of truth, are received by psychics. The unfortunate thing in all of this is that thoughts are creative. What we habitually think about with intense emotion have a tendency to materialize. So dire predictions often come true; however it does not have to be. We have to learn to eliminate fear. When psychics make predictions they are instilling and intensifying fear among the masses. Now this is a vicious cycle. When people are made fearful by psychics they begin to imagine more catastrophic horrors and these thoughts radiate out again to susceptible psychics who repeat the whole procedure over again. The momentum eventually grows until it manifests physically.

However, let us not digress too far and return to our subject: Parapsychology has established various avenues of research for determining the reality of the soul and the survival of personal consciousness. Although the results of their research are inconclusive by the standards of mainstream science, parapsychologists have been successful in acquiring evidence and vital knowledge that when analyzed seemingly validates the age-old belief in the existence of the soul and its survival of bodily death. Nevertheless, parapsychologists have formulated various theories as to their findings, not all of which aligns with the traditional view of the soul. It is also important to note that the term "soul" is rarely used in mainstream science or parapsychology. The terms "mind," "consciousness," and "personality" are often used instead.

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